Credit Card is like a negative Wife

CREDIT cards are a lot like nagging wives — you can’t live with them, you can’t live without them. From temporary borrowing, transfer of existing debt, facilitating regular purchase, social status and bill payments etc, credit cards seem to be a one-stop solution. The wife of course is a one-stop solution for everything in life. [...]

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बस एक क्लिक पर अब मिलेगा लोन का तोहफा

आपको लोन के लिए किसी बैंक में चक्कर लगाने या उसके कर्मचारियों के पास घंटों इंतजार करने की आवश्यकता नहीं है।

अब आप सिर्फ एक क्लिक से बैंक लोन के लिए आवेदन कर सकते हैं। जीं हां, यह सुविधा लेकर आया है, सिंडिकेट बैंक। यह एक सार्वजनिक बैंक है और इसका मुख्यालय मणिपाल में है। [...]

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5 steps to a cheaper home loan

Bhuvan Sharma, an IT specialist, works with a multinational company in Hyderabad. Within a few months of moving there, he decided to buy an apartment and settle there.
Lucky for him, a friend tipped him off. Bhuvan could negotiate with banks to bring down the rate of interest on his home loan, by 0.5%. In fact, if he wanted a personal or auto loan, smart negotiation [...]

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Hidden Costs of Home Loan

1. Interest before EMI starts
You repay loan in equated monthly instalments (EMIs)
But there is often a gap between the date of loan disbursement and the date on which the first EMI begins
You are charged an interest on the loan amount for this period
2. Processing fee waiver
All housing finance companies (HFCs) charge a processing fee of [...]

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