What do u feel about your Investments?

Few would dispute that the year 2008 has been tough on investors. This holds especially true for first-time investors i.e. the ones whose tryst with equity markets only began in the last few years. After having seen the markets surge to record highs, the downturn has certainly caught several investors off-guard.
And the despondency is [...]

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Market Crash- What to do to cut your losses

THE market’s blows are only getting harder.
The bad news is that the worst may not be over yet. Amidst all this turbulence, only one thing can save you: The right advice.
Here’s how you can limit the damage, straight from wealth’s experts.
Scenario 1: I invested in the markets for the short term; what should I do [...]

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10 principals of teaching children about money

As Indians try to come terms with the current trends in the financial markets, this provides an opportunity to teach the next generation. Here are ten principles for teaching children about money:Talk about money. Every time money is involved, parents have a chance to teach their children the values and analysis behind their actions. Money, [...]

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5 Things for your portfolio

WHAT are the ‘must haves’ in your suitcase, when you go on a holiday?
Cash, clothes and camera?
Okay, if you’re a girl then add make up kit to that list as well!
A holiday is incomplete if any of these essentials are missing. Similarly, there are certain ‘must haves’ in a financial portfolio as well.
And [...]

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What is the safest asset today

‘FORGET stocks. Invest your money in buying a bigger bed. You can tuck away all your cash here’, read an sms that I got the other day.
Funny I thought, but it really gives away what the world is thinking today. Everyone and his uncle are scared to invest their money!
“Should I keep all my [...]

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Saving fo Children through MF route

Indians have a strong family bonding than any modern community. Saving for children is one of its visible signs. Securing future of the children, some times takes the tax route through the Sec 80 of the Income tax Act 1961. Insurance companies have done their bit eversince the segment was open for private entry ever [...]

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Are you a high risk taker? Top 5 products to invest in

Enamored with the thought of earning above average returns? These avenues are for you.
Risks vary from one investment avenue to the other. For instance government securities, bonds and bank deposits are less risky compared to equities that are a high-risk avenue. So before you take the plunge into investing in various avenues ascertain your risk [...]

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Growth and Dividend Options Difference

People are confused , really confused …
There are 3 Mutual Funds Options (Growth , dividend , dividend Re-investment) and we will discuss those today. There are lot of misconceptions and myths which add to confusion in the world of mutual funds and agents use it against investors and make them fool …Different Options in [...]

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Why Endowment policies should be avoided

Today we are going to see Today we are going to see why Endowment policies should be avoided in any portfolio and how other things are much better than Endowment policy with the same cost .The assumption is that you understand what are Endowment policies and What are Term Insurance Plans .A look at the [...]

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How to build Mutual Fund (MF) portfolio?

First we should choose the fund houses based on the performance in good times as well as bad times over a period of 5-10 years instead of 1-2 years.
Some recommendations are SBI Magnum, Reliance, Fidelity, HDFC, ICICI etc. Then we should allocate our investible funds for different categories starting first with diversified funds.

1) Diversified funds: [...]

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Account Statement for Mutual Funds

Once you invest in a mutual fund (MF) scheme, your MF sends you a statement within seven working days that gives details of the investments. Your MF account statement is just like a bank passbook, and gives information on all recent transactions done within a particular folio.
The Securities and Exchange Board of India mandates that [...]

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Funds during Emergency- how to get

We all need emergency funds in our life. We never know when we need it but we all know that we need it some time or other. There was a detailed post on CNN some time back on how to get hold of emergency funds when we need them. I have adapted it to the [...]

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The Truth of SIP+ Insurance

Recent media reports suggest that the ‘SIP (systematic investment plan) plus insurance’ phenomenon will shortly come to an end. Leading life insurance companies under the aegis of an industry association have taken a decision to that effect. An eminent personality from the insurance industry was quoted stating that insurers would not offer insurance cover on [...]

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HDFC MF Extends NFO Of FMP 90D – Oct 4, 2008

HDFC Mutual Fund extended the closing date of New Fund Offer period of HDFC Fixed Maturity Plans Series VIII – HDFC FMP 90 D September (4). As per the announcement the closing date of the scheme has been extended to 06 October 2008. Earlier the scheme was supposed to close on 01 October 2008. The [...]

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Best Funds to Buy

These are the funds declared as best to buy as on 1st October 2008 by moneycontrol . The complete details is given at the page http://www.moneycontrol.com/marketedge/mf_01102008.htmlEquity Diversified 1 year(%)Reliance RSF – Equity -10.1ICICI Pru Infra (G) -15.3IDFC Premier Eqty(G) -15.4HDFC Growth [...]

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